Terms & Conditions

Total Asset International Limited (trading as Total Asset Management) is an international business company incorporated in the British Virgin Islands. References on this website to products, services, investment processes, operational controls, or client protections are provided for general informational purposes only and do not constitute a personal recommendation, invitation, or solicitation.

These Terms & Conditions govern your access to and use of this website, any materials made available through it, and any communications initiated through it. By continuing to browse or use this website, you acknowledge that you have read, understood, and accepted these terms as they apply from time to time.

This website is intended principally for professional counterparties, sophisticated or otherwise permitted investors, intermediaries, and persons who are legally entitled to receive information about international investment services in their own jurisdiction. It is your responsibility to ensure that your access to this website is lawful where you are located.

The content of this website is provided to explain the nature of our business, our approach, our operational standards, and the categories of services or investment solutions that may be available through appropriate arrangements. Nothing contained on this website constitutes legal, tax, accounting, regulatory, investment, or other professional advice, and nothing should be relied upon as the sole basis for any investment or commercial decision.

No material on this website is intended to amount to an offer to sell, or a solicitation of an offer to buy, any investment, fund, instrument, mandate, discretionary service, advisory arrangement, or custody relationship. Access to information on this website does not of itself create any client, fiduciary, advisory, contractual, or other ongoing relationship between you and Total Asset International Limited.

This website is not directed at any person in any jurisdiction where its publication, access, or use would be contrary to local law or regulation, or where Total Asset International Limited would thereby become subject to any registration, licensing, approval, filing, or ongoing regulatory requirement that it has not undertaken. We reserve the right to restrict or deny access to any user, territory, device, network, referral source, or enquiry where we consider that appropriate.

Materials appearing on this website may describe services that are available only to selected categories of persons, through intermediaries, through private arrangements, or subject to eligibility screening, onboarding, verification, anti-financial-crime checks, suitability or appropriateness considerations, or other conditions. Nothing on this website should be interpreted as confirming that any user qualifies for any service.

Any commentary, views, assumptions, expectations, forecasts, projections, opinions, risk observations, or market references published on this website are provided as general information only. They may be based on sources believed to be reliable at the time of publication, but they may become outdated, incomplete, or inaccurate without notice. They are not guarantees of future events and should not be treated as a recommendation tailored to your objectives, financial circumstances, or risk tolerance.

You should obtain independent legal, tax, accounting, regulatory, and investment advice before acting on any information contained on this website. You agree that any reliance you place on website content is at your own risk and that you remain solely responsible for evaluating the appropriateness of any decision you make.

All investments involve risk. The value of investments and any income arising from them may go down as well as up, and investors may not recover the full amount originally invested. Illiquid investments, international holdings, alternative strategies, concentrated holdings, private market exposures, structured arrangements, and investments involving currency risk or leverage may carry heightened levels of risk, volatility, complexity, pricing uncertainty, or redemption constraints.

Past performance is not a reliable indicator of future performance. Forward-looking statements, expectations, and target outcomes are inherently uncertain. Market conditions, interest rates, exchange rates, credit conditions, regulation, taxation, operational events, political developments, force majeure events, and counterparty failures may all materially affect outcomes.

We may update, amend, suspend, withdraw, restrict, or replace any part of this website, any feature, any download, any linked functionality, or any item of content at any time and without notice. We do not undertake to keep the website continuously available or error free, and we do not warrant that the website, any server, or any downloadable content will be free from bugs, malware, harmful code, or other vulnerabilities.

Although reasonable care may be taken in preparing website content, no representation or warranty, express or implied, is made as to completeness, accuracy, timeliness, merchantability, fitness for purpose, non-infringement, or suitability for any particular use. Content may be amended or removed at any time without obligation to notify users individually.

You may view the content of this website for lawful informational purposes only. You must not use this website in a way that may damage, disable, overburden, impair, interfere with, or compromise the operation, integrity, security, or availability of the website or any connected systems.

You must not attempt to gain unauthorised access to any restricted area, underlying code, server environment, analytics platform, credentialed environment, user account, or connected infrastructure. You must not scrape, harvest, spider, mirror, frame, reproduce, republish, transmit, modify, create derivative works from, or commercially exploit any portion of the website or its content except where we have given prior written consent or where strictly permitted by applicable law.

Unless otherwise stated, all rights, title, and interests in the website and its contents, including text, layout, graphics, branding, trade names, service marks, logos, visual design, code, downloadable materials, and compilations, are owned by or licensed to Total Asset International Limited. All such rights are reserved.

Nothing on this website grants any licence or right to use any intellectual property without prior written permission. Unauthorised use may violate intellectual property, unfair competition, confidentiality, trademark, copyright, or other laws and may result in civil or criminal liability.

This website may contain links to external websites, service providers, social media channels, custodians, administrators, professional advisers, platforms, news sources, or other third-party content. Such links are provided solely for convenience. We do not control and are not responsible for the accuracy, availability, security, privacy practices, terms, or content of any third-party website or service.

The presence of a link does not imply endorsement, approval, ongoing monitoring, or responsibility. Any use of a third-party website is entirely at your own risk and subject to that third party’s own terms and policies.

Website communications, contact forms, emails, and online transmissions may not be secure. You should not transmit passwords, full account credentials, sensitive personal information, payment instructions, or confidential documentation through insecure channels unless appropriate secure arrangements have been expressly established.

We reserve the right not to act on any communication that appears incomplete, suspicious, unauthorised, inconsistent, unlawfully requested, or otherwise unsuitable. Additional verification may be required before any enquiry, request, or instruction is acknowledged or acted upon.

To the fullest extent permitted by applicable law, Total Asset International Limited, its officers, employees, representatives, service providers, and affiliates shall not be liable for any direct, indirect, incidental, special, punitive, or consequential loss, damage, cost, or expense arising out of or in connection with your use of, inability to use, or reliance on this website or any content made available through it, including loss of profit, loss of opportunity, business interruption, data loss, corruption, reputational damage, or cyber-related loss.

Nothing in these Terms & Conditions excludes liability that cannot lawfully be excluded. Any rights you may have under mandatory law remain unaffected to the extent such law applies and cannot be disapplied by agreement.

Your use of this website is also subject to our Privacy Policy and related notices concerning cookies, analytics, and communications. By using the website you acknowledge that personal data may be collected, stored, transferred, and processed in accordance with those notices and any applicable law.

Where cookies or similar technologies are used, your browser settings and any on-site cookie controls may affect the way the website functions. Disabling certain technologies may reduce functionality or prevent certain services from operating as intended.

We reserve the right to suspend, terminate, restrict, or block access to the website or any part of it at any time, with or without notice, particularly where we believe there has been misuse, a breach of these Terms & Conditions, an information security concern, a legal or regulatory issue, or any activity that may expose us or others to risk.

Where appropriate, we may investigate suspected misuse and cooperate with law enforcement, regulators, internet service providers, hosting providers, and other third parties in connection with legal process, fraud prevention, or cyber security incidents.

These Terms & Conditions and any non-contractual obligations arising out of or in connection with them shall be governed by and interpreted in accordance with the laws applicable in the British Virgin Islands, unless mandatory law in another jurisdiction applies and cannot lawfully be excluded.

If any provision of these Terms & Conditions is held to be unlawful, invalid, or unenforceable, the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.